Asset Based Lending

Amer is a private non-bank lender that provides short-term, asset-backed funding secured by commercial, industrial or residential property throughout South Africa.

We offer customised financing solutions for time-sensitive transactions when funding is not available from commercial banks. We assist clients who have valuable assets, yet require short-term liquidity. Our quick turnaround time and specialist property valuation expertise set us apart from traditional lenders.

Our products are designed to offer clients the required 'breathing space' to realise their assets without pressure or to secure long-term financing from a commercial bank once all the banks' lending criteria have been fulfilled.

Amer is a private lending company that specialises in providing short term secured asset-backed finance throughout South Africa to clients who do not meet commercial banks' credit criteria.

Our products are designed to afford clients the ‘breathing space’ to realise their assets without pressure or to secure long term financing from a commercial bank once all the bank’s lending criteria have been fulfilled. loan credit  within *6 hours.

For clarification sake we only lend on the following basis.

1.Security -  Property- Residential, Commercial, Industrial, Retail and Office

2.Region - South Africa ,please see list of countries below

3.Loan to value *0%

4. Loan Amount 1Million to no Maximum

Amer offers:

• Innovative financing solutions for time-sensitive transactions throughout
  South Africa
• Funding for property purchases, working capital or other transactions
• Funding for clients who cannot secure loans from commercial banks
• Funding for developers to unlock the value in their properties
• Funding where there are no hidden costs and fees

Amer does not compete with the banks in that:

• It lends to clients who fall outside of the banks' lending criteria
• It subscribes to the principles of secured asset-backed lending
• It is a short-term lender secured by property

 Amer advances funds:

• Against security of first bonds over commercial and residential property
• For a maximum period of *2 months
• Where interest is serviced monthly and capital is repaid at the end of the period

Amer is a principal lender which has:

• Its funding in place and a genuine appetite to lend
• The expertise in understanding the value and potential of fixed property
• A focus of improving its clientsÕ financial position
• The track record, operational systems and people to be the leading credible non-bank lender in South Africa

Amer focuses on providing innovative financing where speed, reliability and attention to special circumstances are critical.

Amer fills a void in the market for clients who require funding for working capital, need to reduce their bank exposure or need to meet other short term requirements. This product has been designed to meet the requirements of clients who are asset-rich but in need of short-term liquidity. Amer does not lend against vacant land, but rather against residential, office, industrial and retail properties.

Documentations and Information required.

1.Updated Statement of assets and liabilities

2.Details of the deal

3.Details of the security

4. Loan Amount

5.Financial Statements, Bank Statements

 Amer lends in South Africa Countries: